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Custom Home Builders
Welcome to Ross Commercial Capital Group, where we specialize in providing customized financing solutions for custom home builders. With a focus on ground-up construction loans for 1 to 4 unit properties, we understand the unique financial challenges that builders face.
Embarking on a project without a buyer can be daunting, but our tailored financing options are designed to support you every step of the way. What sets us apart is our holistic approach to lending. As part of the RossCap brand, our full-service real estate and mortgage brokerage goes beyond traditional lending by offering comprehensive support throughout your project. From assisting with marketing and listing to facilitating showings, we're committed to ensuring your success.
Ground Up Terms
Property Types
Homes with 1-4 Units
Loan Amount
$50,000 - $5,000,000
Maximum Loan To Cost
Up to 75% of the lower of land value or purchase price/60% if unpermitted, plus 100% of construction
Max 80% of total project costs
LTC Catch Up Draw to raise initial advance to 75% at approval of required plans/permits post-closing
Maximum Loan to ARV
Up to 70%
Term Length
12 months, Up to 18 at Lender Discretion
Recourse
Full Recourse
Streamlined Financing Solutions for Your Buyers
Moreover, we offer financing solutions for your potential buyers at any stage of construction, including one-time close construction loans to streamline the process. With complete transparency and in-house management, we minimize disruptions and save you thousands on fees. Whether you're building to sell or rent, Ross Commercial Capital Group is your trusted partner in bringing your vision to life. Let us handle the financing so you can focus on making your project a reality.
Transaction Management
As a custom home builder, your success hinges on delivering exceptional solutions and support to your clients. With Ross Commercial Capital Group, you can take your business to the next level. Our tailored Transaction Management Service is crafted specifically for custom home builders, providing comprehensive solutions to meet your unique needs. With our in-house expertise, we offer full-service real estate and mortgage brokerage under one roof, empowering you to deliver unmatched value to your clients.
One-Stop Solution
Tired of dealing with multiple vendors for financing, marketing, and selling your properties? With our transaction management services, you'll have everything you need under one roof. From securing funding to marketing your properties, we've got you covered.
Efficiency and Transparency
Our in-house management saves you time and resources, allowing you to focus on growing your business.
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Long-Term Partnership
Beyond financing, we're committed to championing your success in the custom home-building industry. Consider us more than just lenders – we're your dedicated partners, offering ongoing guidance and unwavering support at every stage of your custom home building journey. With our expertise and resources, you can confidently navigate challenges, seize opportunities, and achieve your goals, ensuring long-term success in the custom home-building market.
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Download the brochure to know more about transaction management!
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Download our brochure to learn more about our lending criteria!